Week 4 Post 2

 Week 4 Post 2- formal synthesis

    The United States government started to encourage white families to own homes due to the effects of the red scare following the 1917 Russian Revolution. The government exclusively promoted this for white families, and the creation of organizations such as the FHA and the VA exclusively offered loans to mortgage homes to white families. The housing crisis created these organizations since the depression and after effects of world war II caused housing shortages nationwide, specifically veterans. These organizations were strict in their segregationist ideas, and only on extremely rare occasion would finance all black developments, and would only do them distanced from their all white neighborhoods. Residential segregation plagued the country because of the actions of both of these organizations under multiple administrations. 

    This financial segregation had an effect on black communities permanently. Because black families could not get FHA mortgages, black neighborhoods were also not financed to be built by the FHA, leaving developers without the same resources to build homes. Black neighborhoods were constructed with worse materials for poor quality homes, leaving a lasting effect on segregation and separating the black neighborhoods by the quality of the housing. 

Comments

  1. Ms. DunleyApril 27, 2023 at 9:36 AM

    This comment has been removed by a blog administrator.

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  2. Ms. DunleyMay 11, 2023 at 11:51 AM

    Thank you for updating the post.

    How did the government get away with not offering FHA loans? Was it a stated or under the cover?

    ReplyDelete
    Replies
    1. Sofia ReamMay 15, 2023 at 10:58 AM

      The FHA was an independent government agency, which meant it received certain duties from the legislature and president, but could create it's own rules and regulations for how they due their job. The FHA was explicitly clear about their policy of whites-only, and because the Brown v. Board of Education case had not been decided yet, the court believed separate v. equal was still a valid claim under the fourteenth amendment. Because there were technically other options for overcharged, unfair loans, the supreme court turned a blind eye to the situation.

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